Budgeting Isn't a Bad Word

A Fresh Start to a Brighter Future

In this book, you'll discover how to live on a budget, stick with it and still have fun:

  • You will be able to control your finances more easily and have more time and energy to focus on important matters.
  • You will have a sense of accomplishment and growing security.
  • You will be able to retire on your own terms  without the burden of stress and despair.

The 2014 Financial Literacy Survey, conducted by the Harris Poll, indicates that 61% of Americans don't use a budget! Are you one of these 61%?

If you ask someone whether or not they want to be in debt, you’re probably never going to hear them say no. Everyone wants to live within their means, but when it comes to actually doing it, it can be a little more difficult.

You may think that you’re going to cut back completely: not go out to eat at all, not go to the movies, not take vacations, but that’s not realistic at all. Eventually you’ll probably break down and spend way too much on something you didn’t need because you’re so stressed out from not having any fun.

Most people are never taught how to manage money. We don't develop these skills in school, and often we learn our financial habits from our parents or the hard way - by making mistakes.

"If you don't get out of the box you've been raised in, you won't understand how much bigger the world is." - Angelina Jolie

We are encouraged to want everything and to demand it immediately. Just by signing your name, you can have a top-notch computer, a home remodel, and a new car. And if you don’t buy these things, you may feel like you haven’t made as much of your life as your neighbor or friend. It’s no wonder that many of us consider credit cards and loans as normal and even necessary. Keeping up with the Joneses has never been so expensive!

"I realized I no longer had to struggle, I have choices!"

In a struggling economy, it was hard for me to have a good time. The prices of everything keep going up, while my bank account dwindles.  After utilizing the strategies in this book, I realize that I no longer had to struggle, I have choices!

- Janice Wright (Sales Associate)
"If you don't like the road you're walking, start paving another one." - Dolly Parton

Having the right strategies for budgeting will help you keep a firm grasp on your finances.

Budgeting is an important element of effectively managing your money. Living paycheck to paycheck can be difficult, but there are ways to ease the pain by implementing and utilizing a budget that takes care of all of your expenses, large and small.

Stressing out over your finances is a waste of your time, so rein them in today with a simpler, easier to manage spending plan.

"I can be on a budget and still have fun!"

I always thought of a budget as a limitation.  I wouldn't be able to go to the movies, out to eat or even be able to take a vacation.  Once I started reading this book and learned about the "fun" account, I was liberated!  I can be on a budget and still have fun!

- Amanda Phillips (Catering Manager)

You can Realistically Live on a Budget...

Even when the economy is good and you're living comfortably on the money you're making, it's a good idea to use a budget. Many people cringe when they hear that word, because they think it means you can't have any fun or spend any money. That's far from the truth. Even a tight budget leaves room for fun and a little extra spending from time to time.

Because I want you to succeed, you will have access to:

  • eBook to show you how to live on a budget, stick with it and still have fun;
  • and an Action Plan Guide to help you determine your financial goals and identify those that are important to you.
Using a budget is one of the best ways for you to determine where you stand financially so you can plan for future expenses.  A budget can help you live within your means, get out of debt, and have money available for a new car, vacation, or education. Planning and using a budget doesn’t have to be complicated. Plus, once you’ve put your budget into place, it makes spending decisions a snap.

With the right techniques, a budget can be the tool that brings you freedom!

Get Instant Access to Budgeting Isn't a Bad Word!

For many people, staying within a budget can be challenging. If keeping to your budget seems like an insurmountable task, you'll be happy to know that there are ways to stretch your budget and still enjoy a quality lifestyle.

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Take Great Strides Toward the Life You Deserve!

"Today I am a financially Savvy Chick and Money Maven who is passionate about helping women go from pocketbook pain to pocketbook prosperity so you too can experience financial freedom, personal fulfillment and financial independence. If you are ready to eliminate your financial struggles, get out of money survival mode and learn how to financially thrive in your life or business. I encourage you to take advantage of this offer and get started today!"